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Xps Pensions Group PLC Fundamentals

Company NameXps Pensions Group PLCLast Updated2025-08-04
IndustryPersonal ServicesSectorConsumer Cyclical
Shares in Issue202.698 mMarket Cap£759.10 m
PE Ratio26.52Dividend per Share£0.11
Dividend Yield2.92Dividend Cover1.29
EPS£0.14EPS Growth (%)0.02
PEG0DPS Growth (%)0.2299
Debt Ratio0.2132Debt Equity Ratio0.3563
Asset Equity Ratio1.7447Cash Equity Ratio0.0794
Quick Ratio1.2568Current Ratio1.44
Price To Book Value4.0016ROCE0

Xps Pensions Group PLC Dividends

TypeEx-DatePay DateCurrencyNet DividendYear Total
Prelim2025-08-212025-09-22GBP0.0820
Interim2025-01-092025-02-07GBP0.0370
Prelim2024-08-222024-09-23GBP0.0700
Interim2024-01-112024-02-05GBP0.0300
Prelim2023-08-242023-09-21GBP0.0570
Interim2023-01-052023-02-02GBP0.0270
Prelim2022-08-252022-09-22GBP0.0480

Xps Pensions Group PLC Company Financials

Assets2025202420232022
Tangible Assets£19.11 m£12.87 m£12.76 m£14.11 m
Intangible Assets£223.00 m£208.07 m£212.10 m£206.80 m
Investments0000
Total Fixed Assets£248.08 m£220.94 m£226.71 m£222.73 m
Stocks0000
Debtors£51.02 m£45.39 m£39.27 m£32.48 m
Cash & Equivalents£14.72 m£10.01 m£13.29 m£10.15 m
Other Assets0000
Total Assets£323.48 m£281.87 m£283.76 m£271.65 m
Liabilities2025202420232022
Creditors within 1 year£52.30 m£47.94 m£38.78 m£34.23 m
Creditors after 1 year£85.77 m£48.08 m£95.70 m£92.99 m
Other Liabilities0000
Total Liabilities£138.07 m£96.01 m£134.48 m£127.22 m
Net assets£185.41 m£185.85 m£149.28 m£144.44 m
Equity2025202420232022
Called up share capital£104,000.00£104,000.00£104,000.00£103,000.00
Share Premium£1.79 m£1.79 m£1.79 m£116.80 m
Profit / Loss£40.75 m£62.48 m£19.14 m£16.94 m
Other Equity£185.41 m£185.85 m£149.28 m£144.44 m
Preference & Minorities0000
Total Capital Employed£185.41 m£185.85 m£149.28 m£144.44 m
Ratios2025202420232022
Debt Ratio£0.26£0.14£0.33£0.33
Debt-to-Equity£0.36£0.17£0.50£0.50
Assets / Equity1.74471.74471.74471.7447
Cash / Equity0.07940.07940.07940.0794
EPS£0.15£0.15£0.09£0.04
Cash Flow2025202420232022
Cash from operating activities£41.82 m£42.93 m£34.56 m£28.66 m
Cashflow before financing£26.57 m-£32.45 m£16.88 m£10.90 m
Increase in Cash£4.71 m-£3.28 m£3.13 m£1.53 m
Income2025202420232022
Turnover£231.78 m£199.43 m£166.60 m£138.62 m
Cost of sales£108.86 m£95.42 m£81.14 m£66.72 m
Gross Profit£122.92 m£104.01 m£85.45 m£71.90 m
Operating Profit£44.18 m£66.97 m£22.73 m£18.99 m
Pre-Tax profit£40.75 m£62.48 m£19.14 m£16.94 m

Xps Pensions Group PLC Company Background

SectorConsumer Cyclical
ActivitiesXPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.
Latest Interim Date21 Nov 2024
Latest Fiscal Year End Date19 Jun 2025

Xps Pensions Group PLC Directors

AppointedNamePosition
2025-07-10Ms. Sarah IngNon-Executive Director
2025-07-10Mr. Alan R BannatyneNon-Executive Director,Chairman
2022-09-08Mr. Tom Cross Brown Non-Executive Director,Chairman
2025-07-22Mr. Benjamin BramhallExecutive Director,Co-Chief Executive Officer
2025-07-22Mr. Paul CuffExecutive Director,Co-Chief Executive Officer
2020-07-20Mr. Mike AinslieExecutive Director,Chief Financial Officer
2025-07-10Ms. Margaret Snowdon OBENon-Executive Director
2020-07-20Mr. Jonathan BernsteinExecutive Director,Head of Pensions
2019-07-30Mr. John BattingExecutive Director
2025-07-14Mr. Snehal Shah Executive Director,Chief Financial Officer

Xps Pensions Group PLC Contact Details

Company NameXPS Pensions Group PLC
AddressPhoenix House, 1 Station Hill, Reading, RG1 1NB
Telephone+44 1189185000
Websitehttps://www.xpsgroup.com

Xps Pensions Group PLC Advisors

Remuneration ConsultantFIT Remuneration Consultants LLP
Phone+44 2070311111
BankHSBC Bank PLC
StockbrokerZeus Capital Ltd
Phone+44 1618311512
AuditorBDO LLP
Phone+44 1189254400
Fax+44 1189254470
RegistrarEquiniti Limited
SolicitorReed Smith
Phone+44 2031163000
Fax+44 2031163999
Financial AdviserZeus Capital Ltd
Phone+44 1618311512
Financial AdviserDeloitte LLP
Phone+44 2079363000
Fax+44 2075831198
Financial PR AdviserCamarco
Phone+44 02037574980